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Through the Morstan Broker Partner Program, you benefit from industry-leading technology which both simplifies and accelerates the process of handling small accounts. All of this leads to speed, efficiency, and the best possible terms for your insureds.
Monoline general liability & package policies available GL Limits up to
Classes
Coastal specialty property
“We will consider most classes of business but are particularly interested in the following: Apartments, Day Cares, Dwellings, Executive Offices, Hotels/Motels/Holiday Inn, Medical Offices, Restaurantsand Warehouses.”
Inland Marine
Limits up to:
Classes
Target classes
– Apartments
– Condominiums
– Condotels
– Multi Use
– Subsidized/Affordable/
Government Housing
Healthcare:
– Assisted Living Facilities
– Hospitals
– Nursing Homes
– Retirement Communities
Coverage and expertise
– AOP
– Earthquake
– Flood
– Wind
Inland Marine
Limits up to:
Our exclusive, in-house program with Lloyd’s of London gives you the assurance that we are using the full resources to solve your clients’ problems.
In-house program features:
Sample package classes of business:
Sample property classes of business:
Product liability
Habitational
Miscellaneous
Hospitality
Specializing in New York construction
Enhancement coverages
Manufactoring
Recent hit list
Our Excess & Umbrella Team includes dedicated insurance brokers from our office who specialize in this line of business. We partner with the highest-quality insurance carriers in the industry to offer customized solutions that meet clients’ business needs.
Specializations
Coverage highlights and availability
Underlying requirements
Sample Umbrella/Excess classes Construction & Contractors
Premises liability
Manufacturing
Miscellaneous
Highlights
Miscellaneous
Optional coverages include
Advantages
Targeted risks
Construction
Transportation
Miscellaneous
Healthcare
Miscellaneous
Manufacturing
Vehicle types
– Taxis & Black Cars
– Church Vans
– Airport Shuttle
– Medical Vans
– Contractors, Truckers, Wholesale Distributors,
Garbage Haulers
– Tow Trucks with 5 years prior coverage
Features
Coverage highlights and availability liability
Garagekeepers coverage
Dealers physical damage
Optional coverages available
Sample classes of business
Homeowners & dwelling fire w/wind
Coverages available for:
PERSONAL INLAND MARINE
Eligible classes of personal property:
Excess Flood
Personal umbrellas & excess liability
Monoline policies available
Directors & Officers Liability
Associations
Optional Coverages:
Tenant discrimination
– Fair Housing Laws
– Americans with Disabilities (ADA)
Employment practices liability
All classes including:
Optional Coverages:
School legal liability
Medical/social services professional liability
Misc Professional E&O
Coverages available for most classes including:
Public Entity Liability
Media/internet liability
Cyber liability
Contractors and consultants
Consulting
Contractors pollution liability
Coverage highlights and availability
Site specific pollution liability
Marine highlights & availability
Inland Marine highlights & availability
Medisoas & day spa
Beauty salon & independent contractor
Permanent cosmetic & microblading
Tatoo & body piercing
Allied health classes
Medical & Lab director
Products liability
Claims Made & Products Liability
Smoke shops & e-cig product liability
Medical marijuana
Product Liability, Property Coverage & Governmental Actions Reimbursement coverages available
